Read on 1 November 2026
rotki keeps your ledger on your own computer, and for privacy alone that is hard to beat. Perly App is for people who would rather not run a desktop app. Amounts are encrypted in your browser by default, and the server stores them without being able to read them.rotki privacy page · 1 Nov 2026
The six come from our guide to private portfolio trackers.
| Question | Perly App | rotki |
|---|---|---|
| Does it need an exchange API key? | No. There is no field for one. History comes from a CSV export, by hand, or off a public address you paste in. The import reads the exports of Binance, Coinbase, Kraken, Bisq, Uphold, rotki, CoinTracking, Blockpit, CoinMarketCap and CoinGecko, and offers a withdrawal and its deposit as one transfer for you to confirm. | Exchanges connect with read-only API keys, and it imports CSV too. The keys are not handed to a central third party.rotki.com, rotki import docs, rotki FAQ · 1 Nov 2026 |
| Does it want your wallet, or your addresses? | Never a seed phrase or a private key. Watching a public address is optional, and the address is then stored in the clear. | You add wallet addresses to the app on your computer, and you choose which endpoint reads them.rotki local-first page, rotki privacy page · 1 Nov 2026 |
| Can the company read your amounts? | No, with encryption on, the default for a new account. What stays readable is listed below. | No. The ledger stays on your computer in a database encrypted with 256-bit AES, and optional paid sync is encrypted on your device first.rotki privacy page · 1 Nov 2026 |
| What does paying tell it about you? | Crypto only, with no card on file. | Card or PayPal, which renew by themselves, or crypto for one period.rotki payment docs · 1 Nov 2026 |
| What happens when you stop paying? | Adding or changing entries, and setting up anything new, wait for a seat or a year. The account still reads, exports and deletes everything it recorded, and alerts already set keep running. | The database stays on your computer. The free plan shows your 1,000 most recent events and reports on the first 1,000, and a synced copy is deleted one month after the subscription ends.rotki privacy page, rotki plans · 1 Nov 2026 |
| Can you check any of it? | The Security page and the Privacy Policy say what is stored and what is not encrypted. The code is closed. | The code is open source under AGPL-3.0.rotki on GitHub · 1 Nov 2026 |
| Where does it run? | Any browser, and it installs on a phone's home screen. | A desktop app for Windows, macOS and Linux, or Docker. It says it is not a hosted web dashboard.rotki.com, rotki privacy page · 1 Nov 2026 |
| What does it cost? | 14 days free, then $7 a month, paid yearly, or a seat from $21, once. | Starter is free. Paid plans are €9, €25 or €45 a month as shown for Germany, and yearly saves two months. Its FAQ says the model is under review.rotki pricing, rotki FAQ · 1 Nov 2026 |
| Perly's server | rotki's servers | |
|---|---|---|
| Amounts, prices, fees, notes | Ciphertext it cannot open | Not on them. Paid sync, if you turn it on, uploads only what is already encrypted.rotki privacy page · 1 Nov 2026 |
| Portfolio names, each entry's coin and time | Readable, so the ledger can sort | Not on them, as aboverotki privacy page · 1 Nov 2026 |
| Alerts, plans and addresses you watch or scan | Readable, because the server runs them. An address shows its own balance on its public chain. | Its docs describe a calendar with reminders and automatic events, such as ENS name expiry, which can sync to Google Calendar. They do not say where those run. Addresses are read through an endpoint you choose.rotki calendar docs, rotki privacy page · 1 Nov 2026 |
| Your sign-in | E-mail, or Google or X | A local account stays on your computer. Paid plans add a rotki.com account.rotki usage guide · 1 Nov 2026 |
| Where the key lives | In your browser. We store it only wrapped. | On your computer, derived from your passwordrotki privacy page · 1 Nov 2026 |
| If you lose the encryption password | Perly cannot reset it. A recovery code, or a passkey if you added one, opens the ledger. Lose those too and it can never be opened again. | Its docs warn you not to forget it, and mention no reset.rotki usage guide · 1 Nov 2026 |
If your ledger must stay on your computer, choose rotki. With encryption switched off in Settings, Perly's server can read your amounts too, which is why a new account starts with it on.
14 days free, no card. See pricing
Everything about rotki on this page comes from rotki's own site and docs, read on 1 November 2026. Prices and features move, so check them there before you decide. If we got something wrong, write to hi@perly.io and we will correct it.
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